The world we live in understands the notion of competition better than anything else. From the moment we are born till the moment we die all we think about is being better than everyone else. Just like Farhan in the movie ‘3 Idiots’ put it, we are in a continuous race, if we don’t play by the rules we’ll be left behind.
E-commerce is a growing trend around the globe. No matter where you are, chances are the stakeholders of your country’s economy are discussing another commerce revolution as you read this.
Why should India stay behind?
We are the fastest growing economy in the world, and we need to stay in league with the rest of the powerful nations. The opportunities an e-commerce business presents are endless, and if we don’t take advantage of that, then we are solely responsible for our failures.
Now that we have established the fact that E-commerce is the need of today’s world and necessary for the welfare of any country’s economy. Let’s move ahead and understand the necessity of e-commerce payment businesses and digital wallets.
To make e-commerce mainstream in your country, you need to know how to make a transaction electronically. That’s where e-commerce payment businesses and digital wallets come into play.
If you’ve ever had to deal with cash internationally, you might have come across some commonly used e-commerce payment services. These services let you pay to anyone with means after some quick swaps on your phone.
A digital wallet is another necessity becoming popular around the world. It allows you to add credit in your wallet and you can use that credit to pay for anything by simply scanning the QR code provided to you on the app.
Seeing as how these two developments in commerce have made people’s lives a lot easier than before, the game-changers in India decided to hop in this train as well.
Paytm is India’s take on e-commerce payment and digital wallet services. The initial startup was different than what we see in the present day. It has evolved from being just a mobile recharge service for your phone to assisting you in your business payments.
The evolutionary of Paytm from 2010 till now is remarkable. It has had an excellent growth rate, from being used by a few people initially to now being the go-to payment method of millions.
Its founder, Vijay Shekar Sharma, has made sure the Indian nation is up-to-date with the latest payment trends of the world and he continues to do so even now.
If you haven’t taken advantage of its services, then maybe you need a little push in the right direction. Allow me to guide you as to why using Paytm services is beneficial for you, and why should you use them.
Why should you use Paytm?
As stated earlier, e-commerce and e-commerce payment services like digital wallets are the things of the present. The traditional way of dealing with cash is not appreciated globally.
If you want to keep up with the trends, then register yourself on Paytm now!
Maybe you are one of those people who doesn’t care about keeping up with the tends and is happy with the way things are. Fret not; we have some solid arguments to change your mind.
- Safety & Security
If you have cash in your wallet, then you are automatically the target of thieves, robbers, and thugs. Remember the anxiety you feel while entering an ATM and then exiting it with the money you’ve withdrawn.
Terrifying, isn’t it?
And God forbid if you must cash out a cheque and leave your bank with that money. Many things can happen when you are on your way back home.
While using Paytm, you don’t have to worry about carrying cash in your wallet. Your mobile will have everything you need to make a payment.
Keeping money in your wallet is a hassle. You can’t help but worry about its safety, and that thought keeps you on edge all the time.
People are not a fan of plastic cash as they think they spend more when using a card to pay. Paytm’s digital wallet allows you to keep track of your money. You can only spend the money you’ve deposited in it.
Digital wallet is no different than an ordinary wallet except the fact that it is operational via your mobile and leaves no room for a security setback. You can take it anywhere without looking over your shoulder every few minutes.
Start using Paytm if you want a stress-free life!
- Easy to Use
India is a country that holds its traditions and culture close to its hearts. People are still wary of new technology and afraid of trying something new.
Paytm urges you to take a leap of faith with its exceptional services and amenities. It doesn’t matter if you are technologically inept or don’t know a word of English, Paytm can accommodate people coming from different backgrounds efficiently.
The brains behind Paytm has designed it specifically for Indian audience; hence, they’ve made it available in 11 different languages. All these languages are regionally famous, and no matter how low the country’s literacy rate is, most people can read their regional language.
There is no crash course to learn to use Paytm; it has simple features that you can understand after some tries easily.
In conclusion, your educational background and tech know-how have little to do to understand its services and facilities. Paytm promises to accommodate its users anytime. Its customer service helpline is operational 24/7, and anyone with reading comprehension can learn to use it conveniently.
- Quick & Efficient
In this modern age, everything is rated according to its speed and efficiency. Time is money is something that has become the principal of living for everyone these days and rightly so.
If you are a merchant or a businessman, then you cannot afford to wait for hours to make your transactions. People who suffer losses just because they couldn’t pay or receive money on time can be counted in thousands.
Why should your business suffer if the banks are closed on weekends? Or your net banking needs to verify your information before completing your transaction?
Why not be your own boss when it comes to money transactions?
Paytm allows you to be quick in your money transactions. If your contractor wants you to pay for the material he needs, to move ahead then a few clicks later, he’ll have the money in his bank.
The decision of when to make the transaction is solely in your hand. Paytm is made to facilitate your demands and wishes, and its operating system is free of bugs and frauds.
It won’t be wrong to categorize Paytm as the only e-commerce payment business that truly understands its customers.
It is quick and efficient in its transactions. For instance, if you want 1 lac rupees to be transferred to a bank, then it will do just that. There is no room for confusion, fraud, or faulty dealings.
Benefits of Using Paytm:
When we say that Paytm is the solution to all your payment problems, then we stand by our claim. It is designed to help you in your commerce dealing regardless of their nature.
It has grown from being just a mobile and DTH recharge service to an ultimate payment resolution to your commerce complications. The services it now offers are tremendous, and no other e-commerce payment business has been able to provide such variety in India so far.
These services are in fact benefits of using Paytm as a payment alternative. No other e-commerce payment business offers such variety in its services. From its early days till now, Paytm has strived to be better and assists their customers in ways that were beyond our imagination before 2010.
Here’s a brief written account on all these services and their benefits that are guaranteed to convince you to try Paytm at least once. Once you try it, you’ll be hooked and won’t need any more convincing to continue using it.
1) Paytm Digital Wallet
As stated earlier, a digital wallet is not a hard concept to grasp. Think of it as an ordinary wallet in your pocket, the amount of money you put in it is the same amount you’ll have at your disposal to spend when you are shopping.
The only difference is you won’t have real money at your hand. Digital wallet has become a standard mode of payment these days.
People go shopping, they find something they like, and when it’s time to pay, they whip out their phone to make their payments. This action might have raised eyebrows and made you a subject of mockery before 2010, but now the cashier behind the counter will accept your payment without batting an eye.
What changed from then till now?
Paytm has infiltrated every market and business niche. It has partnered with Uber, educational institutions, government institutions to increase their reach.
No matter what kind of payment you need to make Paytm has made sure to be present in that niche.
How to add money in Paytm?
You must transfer money from your bank account to Paytm digital wallet via your debit card or net banking. Once you have money deposited in it, you can see it anywhere and anytime.
Paytm Promo Codes & Offers Related to Paytm Digital Wallet
There is no denying that Paytm is generous to their customers as the number of promo codes and offers available on their site is impressive. Here’s a detailed look on some of the Paytm add money offers.
- Paytm add money offer for new users
Have you decided to join millions of people on Paytm? If not, then this offer might be compelling enough for you to do so. By using Paytm promo code NEW5, you can get 100% cashback on your first deposit. This means if you’ve deposited Rs. 40 then you’ll get the same amount back in your account.
Now, let’s not get ahead of yourself and try to deposit more money because that’s not how it works. The first deposit has a limit and if you exceed that then the promo code won’t be valid.
FREE8, PAYLANDLINE are two other Paytm promo codes that new users of Paytm can use to get Rs.5 and Rs. 8 cashback respectively.
- Paytm add money offer for old users
Paytm believes in cherishing their old users hence they constantly bombard them with exciting promo codes and offers. By using Paytm promo code NEW30, you can get 100% cashback on your deposits. Such offers and promos come in handy during festival season.
Another Paytm promo code that you can use is DEAL50 that gives you 3 free Uber rides.
2) Mobile Recharge & Landline Billing:
It is hard to spend a day without your mobile in this modern world. Rapid development and advancements in the technological world have urged Paytm to facilitate their users with this service.
You don’t have to wait for the retailer in your vicinity to wake up and open his shop so that you can recharge your phone. Paytm allows you to recharge your phone whenever you run out of credit on your phone.
This guarantees that there won’t be any communication gap between you and your loved ones.
Paytm Promo Codes & Offers:
The recharging method is simple and requires you to just log in in your account and feed in your numbers, operator’s name and the amount of money you wish to recharge. Once you click on ‘Proceed to recharge’, you’ll have your phone recharge in that very instant.
Aside from being a quick and easy to use service, Paytm also offers promo code for this service.
LUCKY200 and LAKHPATI are the two promo codes that are viable until now. LUCKY200 gives you the chance to win 100% cashback on your Rs. 100 and Rs. 200 recharges in an hourly lucky draw.
Paytm recharge offers don’t just end here. If you have to pay your mobile’s postpaid bill, then using NEWBILL promo code while making your payment might come in handy. It gives you Rs. 30 cashback if your bill exceeds the amount of Rs. 300.
The network you use for your mobile also gives you promo codes when you pay via Paytm. For instance, Jio recharge gives you Rs. 30 cashback on a Paytm recharge of Rs. 303 or more.
3) Utility Billing:
Paying for your bills has always been a chore for people in India. Standing in long lines outside of the banks in the scorching heat is not something anyone wants to do in their lunch hour.
Paytm has paid heed to such concerns and now allows you to pay all your utility bills from inside the comfort of your house.
Your electricity bill’s due date is today? No worries, head onto your Paytm app or website and pay your dues instantly. Not only this, it allows you to pay for your gas and water bills as well.
Each of these bills has different due dates, and it becomes hard for the customer to keep track of all of them even if you succeed in remembering which bill is due when then you still must make payments for them separately.
Paytm gives you the facility to pay for all your utility bills at once. You need to change the tab and go from ‘Electricity’ to ‘Water’ to ‘Gas’ to pay these them.
It not only helps you to pay these bills on time, but it keeps you more organized in terms of your monthly budgeting. Nothing can be more convenient than this for a family.
And all these services have promo codes and offers to make your experience with Paytm a pleasant one.
Paytm Promo Codes & Offers:
Paytm promo codes like LUCKY200 and LAKHPATI remain valid for these as well. Paytm also offers discounts and cashback on your shopping when you use these services.
For instance, an exclusive code that gives you 20% cashback on specific footwear outlets. This offer is applicable for users who use Paytm add money offer for Rs. 5000 or spend that money on the footwear’s purchase.
You can get Rs. 1000 cashback on your monthly bill payment if you use the promo code, ELESPECIAL. Your dues should at least exceed the mark of Rs. 10000 for you to be able to avail this offer.
But here is another Paytm promo code that isn’t bound by any conditions and limitations. Use GET100 while recharging your phone or paying for your bills via Paytm to get Rs. 100 Cashback.
If you are using Paytm service for the first time to pay for your bill, then using FIRSTPAY as a promo code will give you a cashback of Rs. 25. There is a minimum transaction limit for this offer to be valid, and that is Rs. 750. If your payment doesn’t equal to this amount, then you are not eligible to use this promo.
4) Metro Recharge:
We need transportation in our everyday lives, and the metro has become the cheapest traveling option for the people in India. Students, white collars workers, and everyone else can enjoy a comfortable and fast ride within the lowest payment costs.
Paytm has collaborated with Delhi Metro Recharge, Hyderabad Metro Recharge, and Mumbai Metro Recharge to facilitate its users. No need to fret over your metro’s low credit, a few clicks will allow you to recharge your card without any hassle.
You need to swipe your digital metro card over the scanner, and you are good to go.
Paytm Promo Codes & Offers:
There isn’t anything that should hold you back from using Paytm to recharge your metro card. It is hassle-free, quick, and efficient. These are the pros of using Paytm as your go-to payment method, and there is no argument to refute these claims.
Every other service of Paytm has promo codes and offers to reward their customers. Paytm metro recharge is no different. Use METROSALE while recharging your card and you’ll get Rs. 20 cashback on your top-up.
It is understandable if you don’t want to commute in the metro all the time. That is why the promo code for free uber rides that we’ve mentioned before might be useful for you when the need arrives.
Furthermore, you can also get Rs. 2700 cashback on the purchase of bus and flight tickets as well. Use SUPERCODE as a promo code while making your payments on Paytm.
5) Data card & Broadband Payments:
If you are using a Data card, then chances are you want uninterrupted access to the internet all the time. These are portable devices that allow you to enjoy internet services in a metro, outdoors or your office.
These devices are designed to help you stay connected with the web world. If your work or education demand you to stay online 24/7 then you can’t afford to fall behind on your payments for your Data card.
Paytm works with all the top Data card service providers, which enable it to accept payments for their monthly dues.
Aside from Data card, broadband internet is another facility used by most Indians for their house and work. The internet has become a basic need for this generation or a working adult. One day without it can be difficult to handle.
For Data card payment, Paytm offers an instant payment method of Fast Forward if you pay your dues using Paytm balance.
Paytm Promo Codes & Offers:
Paytm promo codes and offers apply here as well. For instance, when you’ll pay your DEN broadband bills through Paytm Wallet, you’ll get Rs. 50 cashback on your payment. But the condition for this Paytm promo code to work is that your dues should exceed at least Rs. 393.
6) Municipal Payments:
Statistics say that property taxes of several Indian states are in losses. People either don’t want to pay them, or they find it time-consuming. Paytm comes forward with their services and allows you to make municipal payments instantly.
It works in collaboration with the concerned state departments and makes sure your payment goes through without a hitch.
Unfortunately, Paytm doesn’t offer any promo code or offer when you pay for your taxes. But the rest of the Paytm add money and recharge offers, make up for the lost perks here.
This service can be considered unique to Paytm as other e-commerce payment business offer limited payment options. They mostly facilitate mobile recharge, bill payments, and digital wallet services. Paytm has left all such services behind when it comes to expanding its reach.
7) Educational Fees:
You might wonder why do you need to pay your fees online? We ask you, why not?
Paytm stands for convenience and efficiency in your daily monetary dealings, so why pass on an opportunity to cement this belief further?
You don’t need to take a day off from your office to pay your children’s fees if you are a student that pays their university or college fees by themselves then no need to adjust your class schedule to make time for a trip to the bank.
Paytm gives you the freedom to pay your fees whenever you feel like it. You can do it during your class as well, just don’t get caught by the professor!
Is there anything more convenient than this?
Paytm Offers & Promo Codes:
Paytm believes in promoting education; hence, they do everything in their power to support students. This automatically means students will have more benefits when they use Paytm add money offers or services.
If you are paying your fees using Paytm UPI, then use FEEUPI500 as a promo code to get cashback up to Rs. 500. If you want to be included in a lucky draw that gives one winner Rs. 1000 cashback then use the promo code, FEE1000.
The above Paytm promo codes can only be beneficial if you are lucky or a Paytm UPI user, but what about the rest of the students?
Paytm attends to all their customer’s needs; hence, they have promo code like FEE and FEEOFFER that gives you chances to avail unique offers on Paytm Mall, rides, flight, and cashbacks.
Though MONTHLY10 is a promo code for mobile recharge, yet students mostly use it. It gives you Rs 10cashback whenever you use Paytm recharge to recharge your mobile. There is no limit for minimum or maximum recharge.
8) Insurance Payments:
Just like the case of tax payments, people also forget to pay their insurance premium payments. This can cause several inaccuracies to appear in your records, which isn’t beneficial for you in the long run. Hence, Paytm has taken this initiative to partner with leading insurance companies to assist you in paying your monthly insurance payments.
Not only this, you can buy insurance online via Paytm without having to meet someone in person. Paytm has taken efficiency and convenience to another level with this new venture.
This service itself is beneficial for the Paytm users then the lack of promo codes and grace offers hardly matters.
9) Loan Payments:
Loans are a quick gateway out of any financial situation. If you ever find yourself in troubled financial waters, you can simply apply for a loan. The various kind of loans from house loans to student loans can help during any financial crisis.
Once you take a loan, it is essential that you pay your monthly repayments on time with interest. If you fail to do so, you will be considered a defaulter, and that will give you a bad credit score.
A bad credit score hinders your chances of growth in more ways than you can imagine.
Now, you don’t have to use the old conventional ways to pay your loan EMIs. Just sit back in your house and take advantage of the loan payment service provided by Paytm on its platform.
No matter the nature of your loan Paytm has made sure that your payments go to the concerned organization instantly without any hiccups.
Paytm Promo Codes & Offers:
When you use a new loan account number for your first loan EMI payment as a Paytm user then you can get Rs. 50 cashback on the minimum transaction of Rs. 100. Moreover, Footwear, LUCKY200, and LAKHPATI can also be used whenever you make a loan payment transaction.
10) Gold Purchase
Paytm has genuinely changed the game of e-commerce and digital payments by introducing its services for gold purchase. You can accumulate the purchased gold online and can request for delivery any time you see fit.
The process is simple, go to the website of Paytm and in the gold tab, choose your preferred method of purchase. You can either buy in rupees or grams. After the purchase, it will be saved in your online gold plan, and you can ask for conversion and delivery whenever you need it.
The price rate for your gold purchase is the same as the live market. You won’t find any inaccuracies in the rate displayed on your screen at the time of your purchase.
Another concern that you might have is the extent of purity of the gold you are buying. There are two varieties available for the 24K gold you will be buying that is 995 and 999.9 purity level. The later is the product of Paytm is named as MMTC-PAMP
Paytm Promo Codes & Offers:
Paytm offers promo code MONTHLYSAVE on the purchase of 24K gold. By using this code, you’ll receive extra gold worth Rs. 1500.
Paytm is truly a game-changer in India as it has penetrated every niche that deals in money. Think of anything you need to pay for; chances are Paytm has a service to help you make your payments without leaving your house.
Paytm’s services are loaded with benefits, yet it offers added benefits disguised as promo codes and bargains. Their determination to facilitate their customers using all possible ways shows their level of commitment to their customers.